Thursday, August 9, 2007

Travel Insurance

Travel insurance tends to be an oft-overlooked addition to any vacation package. In my experience over the years as a vacation specialist, I've even had people go so far as to laugh and call it a scam. "Why would I want to pay more money to protect me from something that isn't going to happen to me?" is the usual attitude.

Just this past week, we had a gentleman on vacation in Grand Bahama who suffered a devastating stroke. He had to be emergency evacuated from the island via helicopter and placed in intensive care. We're happy to say that he's doing fine and expected to make a full recovery.

The same service for anyone else who has an accident while on vacation would run an estimated thirty-thousand dollars. The gentleman paid only 7.3% of the cost of his trip, and was reimbursed for all other related expenses. 7.3% of the cost of your trip for the peace of mind the service buys is trivial. It also covers so much more than emergency medical conditions; It protects your travel (whether the trip is canceled or interrupted), baggage loss/delay and personal effects, and travel accidents.

The moral of the story is, everyone always thinks "it can't happen to me", until it does.

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